Never Sell DFW Homes

Dear Dallas/Fort Worth homeowners,

Are you considering selling your home? Before you make a decision, let’s explore why NOT selling your home might be a financially savvy choice. The plain fact is that rental demand for properties in DFW has never been higher so you might want to consider not selling but converting your current property into an investment property. Lets explore the once in a lifetime economic factors that have come together that can transform your family's economic future while creating generational wealth for your children.

1. Favorable Mortgage Rates

Currently, the vast majority of homes in America with mortgages enjoy historically low interest rates, typically averaging between 2.5% to 3%. This makes your current home very affordable in terms of monthly payments. If you’re thinking of moving up to a new home, you might encounter interest rates that are significantly higher — sometimes up to 250% more.

Understandably, many homeowners are reluctant to commit to much higher mortgage payments. As a result, there’s low inventory in the housing market, which inevitably leads to upward pressure on home prices from the law of supply and demand.

2. Economic Boom in DFW

Dallas/Fort Worth has emerged as an economic powerhouse in the United States. Major corporations like Goldman Sachs, Caterpillar, Ameritrade, State Farm, Liberty Mutual, and Chase Bank are moving hundreds of thousands of well-paying jobs into our community. This influx of employment opportunities not only strengthens the local economy but also drives substantial price appreciation in the housing market. Additionally, DFW has one of the lowest cost of living of any major metropolitan area and very pro-business governmental policies which will only add more incentives for this to continue for as far as the eye can see.

3. Financial Benefits of Renting Out Your Home

Consider this: the average mortgage payment is paying down the principal balance, typically between $800 to $1200 per month — that’s about $15,000 annually building equity in your property. In contrast, market rents often exceed current mortgage payments by $500 to $750 per month, adding an additional $10,000 or more to your net worth each year.

The gain from NOT selling can be an increase of $25,000 -$35,000 EACH and every year to your net worth. I just leased a home in Prosper where the Client will easily make an additional $50,000 per year by NOT selling. Ask and I can show you the home and the math!

4. Adding in Future Property Appreciation

Historically, homes in Dallas have shown robust appreciation rates, averaging between 4% to 5% annually.

If we take a median priced home of $400K then even with a conservative estimate of 3% annual appreciation, your home’s value would increase by $12,000 to $18,000 per year over the long haul.

Ever go back at the home you grew up in or sold and be floored at the home's current value? This is the nature of real estate as it benefits from inflation and our government seems very fond of printing money these days. That home will continue to appreciate in value and either that benefits you and your family as the current owner OR you give that equity away by selling it someone else.

Why give that equity to whomever buys your home?

6. Follow the Smart Money

Take note of the billions of dollars being invested in DFW real estate by some of the world's smartest investors. When Wall Street investment firms pour countless billions into our area, it's a clear signal that DFW real estate holds significant potential for growth and profitability. Following their lead could prove advantageous for your financial future. DFW is projected to surpass Chicago within a decade as the 3rd largest metropolitan area and we are dramatically short of homes. Warren Buffet just invested over a billion dollars in 2023 into home builders because of our chronic shortage. These builders build predominantly in Texas and Florida the two states that millions of Americans move to every year.

5. Expert Advisor: Rick Baker

You’ll have the advantage of working with Rick Baker, an exceptionally experienced Realtor who ranks in the top 4% of all Coldwell Banker agents worldwide. With over 25 years of personal investment experience and simultaneous ownership of dozens of rental properties, Rick specializes in building generational wealth through real estate for families like yours. His guiding principle is simple: if a property is good enough for your family to live in, it's good enough to rent out.

Rick aggressively protects his Client's financial interests and routinely has any number of Clients each year changing their lives and their children's lives by going from renting to homeownership to landlord. Rick will be by your side as a non-paid consultant to advise you at any time on issues from tenant screening, lease negotiations, fighting property taxes, tips on how to save money on insurance etc.

He will never try to sell you some internet course or set of books. All he asks is that you tell everyone that you know about how he helped your family to help grow his business.

Conclusion

Choosing not to sell your home and converting it into an investment property could potentially yield over $40,000 per year in increased net worth when considering mortgage paydown, rental income exceeding mortgage costs, and property appreciation. In addition each year these numbers compound on themselves because each year because the tenant pays off more of mortgage balance every month and the price appreciation compounds the market value. This strategy aligns with the unique economic trends in Dallas/Fort Worth, where low mortgage rates, unbelievable economic growth, a much lower cost of living when compared with other major cities and a tight housing market caused by once in a lifetime ultra low interest rates have created favorable conditions for current property owners. Look around and everywhere you look there are massive apartment buildings being built by savvy Wall Street firms who already know what I just showed you. Why sell the home and let the new owners brag to their friends about how much the home has appreciated?

Before making any decisions, we encourage you to have a conversation with Rick Baker from Coldwell Banker APEX who can provide personalized insights based on his 25 years personal investing experience that would create generational wealth for your children.

Take advantage of the current economic climate and consider the long-term benefits of holding onto your property. It could be a decision that significantly enhances your financial future.

By the way... When is the LAST Time an extremely experienced Realtor told you to NOT sell your home?

So now that you have the facts......Are you opposed to having a frank conversation with someone who is NOT trying to sell you something? If so please call or text Rick Baker with Coldwell Banker APEX, Realtors at 972-836-8880

Middle Name

Email

Full Name

Phone

Email

By providing Rick Baker your contact information, you acknowledge and agree to our Privacy Policy and consent to receiving marketing communications, including through automated calls, texts, and emails, some of which may use artificial or prerecorded voices. This consent isn’t necessary for purchasing any products or services and you may opt out at any time. To opt out from texts, you can reply, ‘stop’ at any time. To opt out from emails, you can click on the unsubscribe link in the emails. Message and data rates may apply.

NEVER SELL DFW Homes

1. Favorable Mortgage Rates

2. Economic Boom in DFW

3. Financial Benefits of Renting Out Your Home

4. Adding in Future Property Appreciation

6. Follow the Smart Money

5. Expert Advisor: Rick Baker

Conclusion